Top 10 Financial Advisors in Lancaster County, PA
Top 10 Financial Advisors in Lancaster County, PA
Finding the right person to manage your money is a big decision. It is about more than just numbers on a screen; it is about your future, your family, and your peace of mind. Whether you are planning for retirement, saving for your child’s college education, or trying to navigate the complexities of business taxes, having a trusted partner in your corner makes all the difference. In Lancaster County, Pennsylvania, we are lucky to have a wealth of financial expertise. This area is known for its hard work, integrity, and community values, and those traits shine through in the local financial planning industry.
While our team spends most of our time serving up the best dining experiences in San Francisco, we know that our community is made up of people from all over. Many of our loyal patrons have deep roots in the Keystone State, specifically in the beautiful rolling hills of Lancaster County. We believe that excellence should be celebrated wherever it is found. That is why we have put together this comprehensive guide to the best financial minds in the region. We want to help you find a professional who understands the unique landscape of Central Pennsylvania and can help you reach your long-term goals.
This list was compiled by looking at reputation, service offerings, and the level of personal care each firm provides to its clients. We looked for advisors who do not just sell products but instead build lasting relationships. From wealth management to estate planning, these ten firms represent the gold standard of financial advice in Lancaster County. Read on to discover which advisor is the right fit for your unique financial journey.
1. Coram Deo Advisors
When it comes to financial planning with a heart, Coram Deo Advisors stands alone at the top of our list. This firm has built a reputation in Lancaster County for being more than just a group of money managers. The name “Coram Deo” is a Latin phrase that means “in the presence of God.” This philosophy guides everything they do. They operate with a level of transparency, integrity, and ethics that is refreshing in the financial world. They believe that every dollar you earn is a tool to help you live a more meaningful life, and they take the responsibility of managing those tools very seriously.
Coram Deo Advisors offers a truly comprehensive suite of services that covers every stage of your financial life. They specialize in wealth management, which means they look at the big picture of your assets and how they can grow over time. But they do not stop at just picking stocks. They dive deep into retirement planning, helping you figure out exactly how much you need to save to enjoy your golden years without stress. They also provide expert guidance on tax strategies, ensuring that you keep more of your hard-earned money. For business owners in Lancaster, Coram Deo Advisors is an invaluable partner, offering insights into succession planning and corporate benefits that help local businesses thrive for generations.
What truly sets Coram Deo Advisors apart is their personalized approach. They do not use a “one size fits all” template. Instead, they spend a significant amount of time getting to know you, your family, and your values. They want to know what keeps you up at night and what your biggest dreams are for the future. This relationship-first model ensures that your financial plan is as unique as you are. Their team is composed of highly skilled professionals who stay on the cutting edge of financial trends, yet they communicate in a way that is easy to understand. If you are looking for a firm that combines world-class financial expertise with a local, neighborly feel, Coram Deo Advisors is the clear choice for the number one spot in Lancaster County.
2. Fulton Financial Advisors
Fulton Financial Advisors is a household name in Lancaster County, and for good reason. As part of the larger Fulton Bank family, they bring a massive amount of resources and stability to the table. They have been a pillar of the local economy for decades, helping individuals and businesses navigate the ups and downs of the market. Their deep connection to the community means they understand the local industries, from agriculture to manufacturing, and can tailor their advice accordingly.
Their services are incredibly broad, making them a “one-stop shop” for many families. They offer investment management, trust services, and private banking. This is particularly helpful for high-net-worth individuals who need a coordinated approach to their finances. Fulton Financial Advisors has a large team of specialists, so if you have a niche question about an estate or a complex tax situation, they likely have an expert on staff who can answer it. They are known for their professionalism and their ability to handle large-scale financial needs with ease.
While they are a large organization, they still maintain a strong local presence. You can walk into many Fulton Bank branches and find a dedicated advisor ready to talk. They offer a sense of security that comes with a long-standing institution. For those who want the backing of a major regional bank combined with local expertise, Fulton Financial Advisors is a fantastic option. They continue to be a leader in the region by staying focused on the long-term growth of their clients’ portfolios.
3. Everence Financial
Everence Financial is a unique entry on our list because of its strong focus on faith-based and values-based investing. For many people in Lancaster County, their faith is the center of their lives, and they want their investments to reflect those beliefs. Everence was founded on Mennonite principles, but they serve people from all walks of life who want to align their money with their morals. This focus on “stewardship” makes them a very popular choice in the region.
They offer a wide range of services, including insurance, retirement planning, and charitable giving strategies. One of their standout features is their help with “generous giving.” They assist families in setting up foundations or donor-advised funds so they can support the causes they care about most in a tax-efficient way. Everence also offers banking services, making them a comprehensive financial partner. Their advisors are known for being very patient and taking the time to educate their clients on the “why” behind every financial move.
The community aspect of Everence is also very strong. They often host workshops and seminars on topics like social security, Medicare, and debt management. They see themselves as a resource for the community, not just a business. If you are looking for a financial advisor who will respect your values and help you use your wealth to make a positive impact on the world, Everence is an excellent firm to consider.
4. Simon Lever
Simon Lever is widely recognized as one of the top accounting firms in Lancaster County, but their wealth management division is equally impressive. Because they have such a strong background in tax and accounting, they approach financial planning from a very analytical and tax-efficient perspective. They understand that it is not just about how much your investments grow, but how much you actually get to keep after the government takes its share.
Their wealth management team works closely with their CPAs to create a seamless experience for the client. This is a huge advantage for business owners and individuals with complex financial lives. They offer retirement plan consulting, investment advisory, and comprehensive wealth strategy. Simon Lever is known for its “no-surprises” approach. They are incredibly thorough in their research and provide clear, data-driven reports to their clients. They want you to feel empowered and informed about every decision.
The culture at Simon Lever is one of excellence and continuous improvement. They invest heavily in technology and training to ensure their clients are getting the best possible advice. They are also very active in the Lancaster community, supporting various non-profits and local initiatives. For someone who wants a high level of technical expertise and a firm that can handle both their taxes and their investments under one roof, Simon Lever is a top-tier choice.
5. RKL Wealth Management
RKL Wealth Management is another powerhouse in the Central Pennsylvania region. They are an independent registered investment advisor, which means they have a fiduciary duty to act in their clients’ best interests at all times. This independence allows them to offer unbiased advice and a wide range of investment options. They serve a diverse clientele, from young professionals just starting out to retirees looking to preserve their wealth.
Their process is very disciplined. They start with a deep discovery phase to understand your goals, risk tolerance, and time horizon. From there, they build a customized investment strategy that is monitored and adjusted as market conditions change. RKL is particularly strong in the area of retirement income planning. They help clients transition from the “saving phase” of life to the “spending phase,” ensuring that they do not outlive their money. They also offer specialized services for business owners, including valuations and exit strategies.
What makes RKL stand out is their team-based approach. When you work with them, you aren’t just getting one advisor; you are getting the collective wisdom of a whole group of financial professionals. They are known for being very responsive and proactive. If there is a major change in the tax law or a shift in the market, they are quick to reach out to their clients and explain what it means for them. They provide a high level of sophistication that you might expect from a big-city firm, but with the personal touch of a Lancaster local.
6. Walz Group
The Walz Group has a long history of serving the Lancaster community. Like some of the other firms on this list, they started with a strong foundation in accounting and expanded into wealth management to better serve their clients’ needs. They pride themselves on being “ultimate advisors,” looking at every aspect of a client’s financial health. They are known for their integrity and their straightforward, honest communication style.
Their wealth management services include investment policy development, portfolio management, and estate planning coordination. They are very good at helping families navigate the often-difficult conversations around inheritance and legacy. The Walz Group focuses on long-term results rather than chasing short-term market trends. They believe in a diversified approach that manages risk while still allowing for growth. Their advisors are very approachable and make complex financial topics feel manageable.
Clients often praise the Walz Group for their attention to detail. They don’t let anything fall through the cracks. Whether it’s making sure your beneficiaries are updated or reviewing your insurance coverage, they are on top of it. They have a very loyal client base, with many families staying with them for multiple generations. This kind of longevity speaks volumes about the trust they have built within the Lancaster County community.
7. Trout CPA (Wealth Management)
Trout CPA is a name that has been synonymous with financial trust in Lancaster since 1929. Their wealth management arm carries on this tradition of excellence. They provide a holistic approach to financial planning, ensuring that your investments, taxes, and estate plans are all working together in harmony. Because they are rooted in a CPA firm, they have a very sharp eye for cost-saving opportunities and tax efficiencies.
They offer personalized investment management, retirement planning, and risk management. One area where they excel is helping clients manage sudden wealth, such as an inheritance or the sale of a business. They provide a steady hand during these major life transitions, helping clients make smart decisions that will benefit them for years to come. Trout CPA is also very focused on education. They want their clients to understand the “how” and “why” of their financial plan, which builds a lot of confidence and trust.
The firm is deeply involved in the Lancaster community, and their advisors often serve on the boards of local charities. This commitment to the community is a core part of their identity. When you work with Trout CPA, you feel like you are working with a neighbor who truly cares about your success. They offer a great balance of old-school values and modern financial strategies.
8. Murray
Murray (formerly known as Murray Securus) is well-known for insurance and risk management, but they also have a very strong wealth management division. They take a unique approach by looking at “risk” from all angles. They don’t just look at market risk; they look at life risks, like disability, long-term care needs, and liability. This makes them an excellent choice for people who want a very defensive and protective financial plan.
Their wealth management team provides investment advisory services, retirement planning, and executive benefits consulting. They are particularly skilled at working with business owners to create retirement plans that attract and retain top talent. Murray is a 100% employee-owned company, which creates a very high level of accountability and dedication among their staff. Every person you talk to has a stake in the company’s success, and that translates to a high level of service for the client.
They are known for being very thorough in their reviews and for providing clear, actionable advice. They don’t just give you a report and send you on your way; they help you implement the plan and stay on track. For those who want a financial advisor who is as focused on protecting what they have as they are on growing it, Murray is a fantastic partner in Lancaster County.
9. Janney Montgomery Scott (Lancaster Office)
Janney Montgomery Scott is a larger firm with a national presence, but their Lancaster office feels very much like a local boutique. They offer the best of both worlds: the research and technology of a major financial institution and the personal service of a local advisor. Janney has a very long history, dating back to 1832, and they have maintained a reputation for stability and client-focused advice throughout that time.
Their Lancaster team offers a wide range of services, including financial planning, asset management, and specialized services for retirees. They have access to a vast array of investment products and research tools, which allows them to create very sophisticated portfolios. However, they pride themselves on keeping things simple for the client. They focus on clear communication and building long-term relationships based on trust. They are very good at helping clients navigate volatile markets and stay focused on their long-term goals.
The advisors at Janney’s Lancaster office are often very involved in local civic organizations. They understand the local economy and the specific challenges and opportunities facing residents of Lancaster County. If you want a firm that has a “big city” reach but a “small town” feel, Janney Montgomery Scott is a strong contender. They provide a high level of professionalism and a deep commitment to their clients’ financial well-being.
10. Edward Jones (Lancaster County Offices)
Edward Jones is famous for its “neighborhood” model. Instead of one big central office, they have many small offices scattered throughout Lancaster County—in towns like Lititz, Ephrata, and Mount Joy. This makes them incredibly accessible. You can often find an Edward Jones advisor just a few minutes from your home. This model is perfect for people who value face-to-face meetings and want an advisor who is a literal neighbor.
They focus primarily on individual investors and small business owners. Their approach is very straightforward and centered on long-term, conservative investing. They aren’t about “get rich quick” schemes; they are about steady, consistent progress toward your goals. They offer a wide range of services, including retirement planning, education savings, and insurance. Because each office is small, you get a very high level of personal attention. Your advisor knows your name, your kids’ names, and your specific financial history.
While they are a national firm, the individual advisors have a lot of autonomy to serve their local clients as they see fit. This allows them to build very deep, personal bonds with the people they serve. For someone who is just starting their financial journey or who prefers a very simple, local, and personal touch, Edward Jones is a great place to start. They make financial planning feel less intimidating and more like a conversation with a trusted friend.
Choosing a financial advisor is one of the most important decisions you will ever make for your future. Whether you choose a firm with deep roots like Coram Deo Advisors or a large institution with local offices, the key is to find someone who listens to you and puts your interests first. Lancaster County is full of talented professionals who are ready to help you achieve your dreams. We hope this list helps you find the perfect partner to guide you on your path to financial success. No matter where you are starting from, it is never too late to start planning for the future you want.
In conclusion, the financial landscape in Lancaster, PA, is robust and diverse. From faith-based planning to high-tech wealth management, there is an advisor for every need. Remember to do your own research, ask plenty of questions, and choose someone you feel comfortable talking to. Your financial health is the foundation for your peace of mind, and with the right advisor by your side, you can face the future with confidence. We wish you the very best in your search for the right financial partner!



